Optional Business Insurance
Umbrella Insurance
It is designed to help protect you from
major claims and lawsuit and, as a result, it helps protect your assets and your future. It does this
in two ways; it provides additional liability coverage above the limits of the current policies such
as homeowners, auto, and etc.
Professional Liability
This policy covers Veterinarians, accountants, funeral directors,
consultants and other professional’s coverage against negligence, errors, and omissions and
malpractice. Protects you in the event that a client is harmed from a service or advice that you
provided for which you are legally liable.
Commercial Vehicle
This policy covers physical damage and liability coverages for
amounts, situations, and usage not covered by a personal auto policy.
Business Interruption
Business Crime
This type of Insurance covers the loss of income that a
business suffers after a disaster. The income loss covered may be due to the disaster-related closing of the
business facility or due to the rebuilding process after a disaster.
This policy is bought to ensure protection from losses resulting from
a business-related crime. Protection can cover merchandise, money or other property loss when a
company is victimized by someone perpetrating embezzlement, forgery, robbery, securities theft or
another form of business-related crime.
Cyber Crime
An insurance product used to protect businesses and individual users from internet- based risks, and more generally form risks relating to information technology infrastructure and activities such as: Hacking, theft, fraud, extortion, reputation, and computer data loss.
Health Insurance
Health Insurance with Olympic pays for medical and surgical expenses that
are incurred by the insured.
Disability Insurance
This policy covers the business owner when an individual comes to harm and
has become disabled for a long period of time, and, as a result, can no longer work during that time
period.
